{"id":387,"date":"2026-03-24T17:12:02","date_gmt":"2026-03-24T17:12:02","guid":{"rendered":"https:\/\/assidu.netmanage-dev.ch\/?page_id=387"},"modified":"2026-07-28T16:11:43","modified_gmt":"2026-07-28T16:11:43","slug":"clientela-privata","status":"publish","type":"page","link":"https:\/\/assidu.netmanage-dev.ch\/it\/clientela-privata\/","title":{"rendered":"Clientela privata"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\" id=\"panoramica\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_0 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_1 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">Servizi per la clientela privata<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p class=\"p3\">La vita \u00e8 fatta di scelte importanti: proteggere la famiglia, acquistare casa, pianificare la pensione, tutelare il proprio reddito.<\/p>\n<p class=\"p3\">Il ruolo di Assidu \u00e8 <strong>aiutarti a prendere queste decisioni con chiarezza<\/strong>, evitando sorprese e sovrapprezzi, con un approccio indipendente e orientato ai tuoi interessi. Come broker a conduzione familiare, lavoriamo per individui singoli, coppie e famiglie che vogliono vedere il quadro completo delle loro coperture e della loro situazione previdenziale. Analizziamo le coperture esistenti, verifichiamo che i rischi importanti siano coperti in modo adeguato e ti accompagniamo nella scelta delle soluzioni pi\u00f9 adatte.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section et-pb-has-background-video et_pb_preload video-center\"><span class=\"et-pb-background-video\"><video autoplay loop playsinline muted><source type=\"video\/mp4\" data-src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/07\/Privati_3.mp4\" \/><\/video><\/span><\/div>\n\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_2 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_2 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\"\nstyle=\"\n--assidu-card-height: clamp(\n    355px,\n    calc(355px + (100vw - 981px) * 0.0201),\n    370px\n);\n--assidu-card-height-tablet: 300px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/03\/Icone_Assicurazioni-e-gestione-dei-rischi.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <h3>Assicurazioni<\/h3>\n    <p>Protezione per persone, casa, veicoli, tempo libero e responsabilit\u00e0 civile.<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_3 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\"\nstyle=\"\n--assidu-card-height: clamp(\n    355px,\n    calc(355px + (100vw - 981px) * 0.0201),\n    370px\n);\n--assidu-card-height-tablet: 300px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/03\/Icone_Previdenza-e-pensionamento.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <h3>Previdenza<\/h3>\n    <p>AVS, LPP, 3\u00b0 pilastro e pianificazione del pensionamento.<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\"\nstyle=\"\n--assidu-card-height: clamp(\n    355px,\n    calc(355px + (100vw - 981px) * 0.0201),\n    370px\n);\n--assidu-card-height-tablet: 300px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/03\/Icone_Finanziamenti-ipotecari.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <h3>Ipoteca<\/h3>\n    <p>Analisi dell\u2019ipoteca, confronto delle offerte e supporto nelle decisioni riguardanti tassi e ammortamento.\n<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_flex_section assidu-section-spacing\" id=\"target\">\n<div class=\"et_pb_row_3 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_5 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_1_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_1 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_6 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_3_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-cta-wrap\">\n  <a href=\"\/contatti\" class=\"assidu-cta-svg\">\n    <svg class=\"assidu-cta-svg-shape\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 398.99 82.61\" aria-hidden=\"true\" preserveAspectRatio=\"none\">\n      <path d=\"M310.06,57.61c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.4h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.41h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77V.5H.5v81.61h397.99v-24.5h-88.43Z\"\/>\n    <\/svg>\n\n    <span class=\"assidu-cta-svg-label\">Prenota il tuo check-up<\/span>\n  <\/a>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_7 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_1_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_2 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_4 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_8 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">A chi ci rivolgiamo?<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p class=\"p1\">Siamo un riferimento per chi desidera gestire in modo strutturato le scelte legate ad assicurazioni, previdenza e finanziamenti ipotecari, con criteri di chiarezza, conformit\u00e0 e solidit\u00e0 decisionale.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_5 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_9 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><section class=\"assidu-target-tabs\">\n\n  <div class=\"assidu-target-layout\">\n\n    <div class=\"assidu-target-visual\">\n      <div class=\"assidu-target-image active\" data-content=\"persone\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/07\/ASSIDU_CLIENTI_01-persone-4-scaled.jpg\n\" alt=\"Persone\">\n      <\/div>\n\n      <div class=\"assidu-target-image\" data-content=\"coppie\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/07\/ASSIDU_CLIENTI_02-coppie-2.jpg\n\" alt=\"Coppie\">\n      <\/div>\n\n      <div class=\"assidu-target-image\" data-content=\"famiglie\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_CLIENTI_03-famiglie.png\" alt=\"Famiglie\">\n      <\/div>\n    <\/div>\n\n    <div class=\"assidu-target-nav\">\n\n      <button class=\"assidu-target-item active\" data-tab=\"persone\">\n        <span><strong>Persone<\/strong> che vogliono mettere ordine tra assicurazioni, previdenza e primo acquisto immobiliare.<\/span>\n      <\/button>\n\n      <button class=\"assidu-target-item\" data-tab=\"coppie\">\n        <span><strong>Coppie<\/strong> che stanno costruendo progetti comuni <br>(casa, figli, attivit\u00e0 indipendente).<\/span>\n      <\/button>\n\n      <button class=\"assidu-target-item\" data-tab=\"famiglie\">\n        <span><strong>Famiglie<\/strong> che desiderano proteggere il tenore di vita, il reddito e il patrimonio nel medio-lungo periodo.<\/span>\n      <\/button>\n\n    <\/div>\n\n  <\/div>\n\n<\/section><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_6 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_10 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\" style=\"--assidu-card-height: 350px; --assidu-card-height-tablet:280px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_Lampadina.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <p>Un unico interlocutore per assicurazioni, previdenza e ipoteca<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_11 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\" style=\"--assidu-card-height: 350px; --assidu-card-height-tablet:280px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_Network.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <p>Consulenza indipendente e neutrale, fondata su un network di oltre 80 partner assicurativi e finanziari<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_12 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\" style=\"--assidu-card-height: 350px; --assidu-card-height-tablet:280px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_Lente.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <p>Focus su chiarezza, protezione mirata e maggiore efficienza dei costi\n<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_flex_section assidu-section-spacing\" id=\"analisi-previdenziale\">\n<div class=\"et_pb_row_7 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_13 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_3 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_8 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_14 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><section class=\"assidu-pension-section\">\n\n  <div class=\"assidu-pension-box\">\n\n    <div class=\"assidu-pension-intro\">\n      <h2>Analisi previdenziale:<br>AVS\/AI, LPP e soluzioni previdenziali<\/h2>\n\n      <p>\n        Il fulcro del nostro servizio per i privati \u00e8 l\u2019Analisi Previdenziale: un vero e proprio\n        \u201ccheck-up\u201d strutturato dei tuoi tre pilastri \u2013 AVS\/AI (1\u00b0 pilastro),\n        LPP (2\u00b0 pilastro) e 3\u00b0 pilastro (3a\/3b).\n      <\/p>\n    <\/div>\n\n    <div class=\"assidu-pension-grid\">\n\n      <div class=\"assidu-pension-timeline-col\">\n        <div class=\"assidu-pension-timeline\" id=\"assiduPensionTimeline\">\n          <div class=\"assidu-pension-line\"><\/div>\n          <div class=\"assidu-pension-progress\" id=\"assiduPensionProgress\"><\/div>\n\n          <div class=\"assidu-pension-node active\" data-step=\"1\"><span class=\"assidu-pension-node-inner\">1<\/span><\/div>\n          <div class=\"assidu-pension-node\" data-step=\"2\"><span class=\"assidu-pension-node-inner\">2<\/span><\/div>\n          <div class=\"assidu-pension-node\" data-step=\"3\"><span class=\"assidu-pension-node-inner\">3<\/span><\/div>\n          <div class=\"assidu-pension-node\" data-step=\"4\"><span class=\"assidu-pension-node-inner\">4<\/span><\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"assidu-pension-content-col\">\n\n        <article class=\"assidu-pension-step active\" data-step=\"1\">\n          <div class=\"assidu-pension-divider\"><\/div>\n         <p>\n  Raccogliamo e organizziamo i tuoi dati assicurativi e previdenziali, cos\u00ec da avere una visione chiara della tua situazione attuale.\n<\/p>\n        <\/article>\n\n        <article class=\"assidu-pension-step\" data-step=\"2\">\n          <div class=\"assidu-pension-divider\"><\/div>\n          <p>\n  Simuliamo le rendite future in caso di pensionamento, invalidit\u00e0 o decesso, valutando l\u2019impatto concreto sui tuoi obiettivi di vita.\n<\/p>\n        <\/article>\n\n        <article class=\"assidu-pension-step\" data-step=\"3\">\n          <div class=\"assidu-pension-divider\"><\/div>\n         <p>\n  Individuiamo e quantifichiamo eventuali lacune di reddito rispetto al tuo tenore di vita, evidenziando dove intervenire con priorit\u00e0.\n<\/p>\n        <\/article>\n\n        <article class=\"assidu-pension-step\" data-step=\"4\">\n          <div class=\"assidu-pension-divider\"><\/div>\n          <p>\n  Definiamo insieme a te le priorit\u00e0 d\u2019intervento: protezione del reddito, tutela degli eredi e costruzione del capitale pensionistico.\n<\/p>\n        <\/article>\n\n      <\/div>\n\n    <\/div>\n\n    <div class=\"assidu-pension-outro\">\n      <p>\n        Sulla base di questa analisi, proponiamo soluzioni concrete e mirate, combinando in modo\n        coerente 3\u00b0 pilastro, coperture rischio (vita, invalidit\u00e0) le quali saranno in correlazione\n        con le prestazioni LPP, con l\u2019obiettivo di ridurre eventuali lacune e ottimizzare il profilo\n        di protezione globale.\n      <\/p>\n    <\/div>\n\n  <\/div>\n\n<\/section><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_flex_section\" id=\"panoramica\">\n<div class=\"et_pb_row_9 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_15 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">Calcola il tuo risparmio fiscale con il 3\u00b0 pilastro<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p class=\"elementToProof\">Versare nel 3\u00b0 pilastro vincolato (3a) <strong>significa pagare meno imposte oggi<\/strong> , e questo \u00e8 il vantaggio pi\u00f9 immediato da quantificare. Inserisci i tuoi dati qui sotto per scoprire di quanto, sulla base delle aliquote fiscali federali, cantonali e comunali in vigore.<\/p>\n<p class=\"elementToProof\">Il 3a, per\u00f2, \u00e8 anche uno strumento previdenziale a tutti gli effetti: al suo interno \u00e8 possibile integrare coperture rischio per vita e invalidit\u00e0, strutturate in base alla tua situazione familiare e patrimoniale, proteggendo il tuo reddito e la tua famiglia. Per trasformare il risparmio d'imposta in una strategia previdenziale completa, contattaci per parlare con un consulente Assidu.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_9 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_10 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_16 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_9 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-calculator-embed assidu-calculator-embed-pillar3a\">\n  <iframe\n    src=\"https:\/\/comparatori.assidu.swiss\/pillar3a\/\"\n    title=\"Calcolatore pilastro 3a\"\n    loading=\"lazy\"\n    allowfullscreen\n    scrolling=\"no\">\n  <\/iframe>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_flex_section assidu-section-spacing\" id=\"pianificazione-pensionistica\">\n<div class=\"et_pb_row_11 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_17 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_1_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_4 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_18 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_3_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_10 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-cta-wrap\">\n  <a href=\"\/contatti\" class=\"assidu-cta-svg\">\n    <svg class=\"assidu-cta-svg-shape\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 398.99 82.61\" aria-hidden=\"true\" preserveAspectRatio=\"none\">\n      <path d=\"M310.06,57.61c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.4h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.41h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77V.5H.5v81.61h397.99v-24.5h-88.43Z\"\/>\n    <\/svg>\n\n    <span class=\"assidu-cta-svg-label\">Prenota il tuo check-up<\/span>\n  <\/a>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_19 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_1_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_5 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_11 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_12 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_20 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_11 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-centered-icon\">\n  <img decoding=\"async\" \n    src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_Previdenza-e-pensionamento-gialla.png\" \n    alt=\"\"\n  >\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_13 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_21 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_3_5 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">Pianificazione pensionistica <br \/> e pianificazione finanziaria<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p class=\"p1\">Per situazioni pi\u00f9 articolate (ad esempio patrimonio elevato, pi\u00f9 posizioni previdenziali, immobili, attivit\u00e0 indipendente o esigenze di pianificazione avanzata), \u00e8 possibile passare a un secondo livello: la pianificazione finanziaria e pensionistica.<\/p>\n<p class=\"p1\">In questo percorso, aggiungiamo all\u2019analisi previdenziale una <strong>strategia strutturata allineata ai tuoi obiettivi<\/strong>, al tuo orizzonte temporale e al tuo profilo di rischio, includendo inoltre la strategia di ritiro del capitale di cassa pensione (tempistiche, modalit\u00e0 e ottimizzazione fiscale globale).<\/p>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_22 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_2_5 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_image_0 et_pb_image et_pb_image_bottom_space_phone et_pb_module et_flex_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_CLIENTI_04-pensione-scaled.jpg\" title=\"ASSIDU_CLIENTI_04 pensione\" width=\"2560\" height=\"1696\" srcset=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_CLIENTI_04-pensione-scaled.jpg 2560w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_CLIENTI_04-pensione-1280x848.jpg 1280w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_CLIENTI_04-pensione-980x649.jpg 980w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_CLIENTI_04-pensione-480x318.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 2560px, 100vw\" class=\"wp-image-479\" \/><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_12 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_14 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_23 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_12 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><section class=\"assidu-specialist-slider-section\">\n  <div class=\"assidu-specialist-slider\" id=\"assiduSpecialistSlider\">\n\n    <div class=\"assidu-specialist-slider-intro\">\n      <p>Alcuni temi che emergono spesso con queste analisi:<\/p>\n    <\/div>\n\n    <div class=\"assidu-specialist-slider-main\">\n      <div class=\"assidu-specialist-slider-content\">\n\n        <div class=\"assidu-specialist-slide is-active\">\n          <p>Strategia di ritiro coordinato di LPP e 3\u00b0 pilastro<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>Scaglionamento dei prelievi nel tempo<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>Valutazione di eventuali riscatti LPP ed impatto fiscale delle diverse opzioni<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>Rendite vitalizie e piani di versamento<\/p>\n        <\/div>\n        \n        <div class=\"assidu-specialist-slide\">\n          <p>Valutazione di prodotti previdenziali<\/p>\n        <\/div>\n\n      <\/div>\n\n      <div class=\"assidu-specialist-slider-nav\" aria-label=\"Navigazione slider\">\n        <button type=\"button\" class=\"assidu-specialist-dot is-active\" aria-label=\"Vai al titolo 1\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 2\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 3\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 4\"><\/button>\n       <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 5\"><\/button>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/section><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_13 et_pb_section et_section_regular et_flex_section assidu-section-spacing\" id=\"casa-ipoteca\">\n<div class=\"et_pb_row_15 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_24 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_6 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_14 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_16 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_25 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_13 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-centered-icon\">\n  <img decoding=\"async\" \n    src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_Finanziamenti-ipotecari-gialla.png\" \n    alt=\"\"\n  >\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_17 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_26 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h3 class=\"p1\">Casa e ipoteca<\/h3>\n<\/div><\/div>\n\n<div class=\"et_pb_text_9 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">Molto pi\u00f9 di un tasso<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_10 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p class=\"p1\">Acquisto o rinegoziazione dell\u2019ipoteca sono scelte delicate. Non ci fermiamo al tasso: valutiamo struttura, sostenibilit\u00e0 e coerenza con la tua situazione previdenziale.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_15 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_18 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_27 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_6_24 et_flex_column_2_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_image_1 et_pb_image et_pb_image_sticky_tablet et_pb_image_sticky_phone et_pb_module et_flex_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-22-apr-2026-16_00_17.png\" width=\"1486\" height=\"1059\" srcset=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-22-apr-2026-16_00_17.png 1486w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-22-apr-2026-16_00_17-1280x912.png 1280w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-22-apr-2026-16_00_17-980x698.png 980w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-22-apr-2026-16_00_17-480x342.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1486px, 100vw\" class=\"wp-image-591\" \/><\/span><\/div>\n<\/div>\n\n<div class=\"et_pb_column_28 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_18_24 et_flex_column_18_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_14 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><section class=\"assidu-specialist-slider-section\">\n  <div class=\"assidu-specialist-slider\" id=\"assiduSpecialistSlider\">\n\n    <div class=\"assidu-specialist-slider-intro\">\n      <p>Con Assidu, interviene uno specialista ipotecario che...<\/p>\n    <\/div>\n\n    <div class=\"assidu-specialist-slider-main\">\n      <div class=\"assidu-specialist-slider-content\">\n\n        <div class=\"assidu-specialist-slide is-active\">\n          <p>confronta in modo neutrale le offerte di banche, assicurazioni e fondi pensione sul mercato svizzero<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>aiuta a scegliere tra tasso fisso, variabile o SARON in base al tuo orizzonte temporale e alla tua tolleranza al rischio<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>valuta la sostenibilit\u00e0 complessiva dell\u2019operazione rispetto al reddito e agli altri impegni finanziari<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>coordina la strategia di ammortamento diretto o indiretto (tramite 3\u00b0 pilastro) con specialisti in ambito previdenziale<\/p>\n        <\/div>\n\n      <\/div>\n\n      <div class=\"assidu-specialist-slider-nav\" aria-label=\"Navigazione slider\">\n        <button type=\"button\" class=\"assidu-specialist-dot is-active\" aria-label=\"Vai al titolo 1\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 2\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 3\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 4\"><\/button>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/section><\/div><\/div>\n\n<div class=\"et_pb_code_15 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><section class=\"assidu-specialist-slider-section\">\n  <div class=\"assidu-specialist-slider\" id=\"assiduSpecialistSlider\">\n\n    <div class=\"assidu-specialist-slider-intro\">\n      <p>Integrando aspetti previdenziali e coperture rischio, possiamo affrontare domande come\u2026<\/p>\n    <\/div>\n\n    <div class=\"assidu-specialist-slider-main\">\n      <div class=\"assidu-specialist-slider-content\">\n\n        <div class=\"assidu-specialist-slide is-active\">\n          <p>cosa succede alla casa in caso di invalidit\u00e0 o decesso del principale contribuente?<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>come usare in modo equilibrato LPP e 3\u00b0 pilastro come fondi propri?<\/p>\n        <\/div>\n\n        <div class=\"assidu-specialist-slide\">\n          <p>quali soluzioni permettono di mantenere sostenibile l\u2019ipoteca nel lungo termine?<\/p>\n        <\/div>\n\n      <\/div>\n\n      <div class=\"assidu-specialist-slider-nav\" aria-label=\"Navigazione slider\">\n        <button type=\"button\" class=\"assidu-specialist-dot is-active\" aria-label=\"Vai al titolo 1\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 2\"><\/button>\n        <button type=\"button\" class=\"assidu-specialist-dot\" aria-label=\"Vai al titolo 3\"><\/button>\n\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/section><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_16 et_pb_section et_section_regular et_flex_section\" id=\"panoramica\">\n<div class=\"et_pb_row_19 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_29 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_11 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">Verifica la sostenibilit\u00e0 della tua ipoteca<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_12 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span>Il calcolatore qui sotto <strong>ti dice se l'operazione \u00e8 sostenibile oggi<\/strong>, secondo i criteri delle banche svizzere. Quello che non ti dice \u00e8 cosa succede alla tua casa in caso di invalidit\u00e0 o decesso del principale contribuente \u2014 di chi cio\u00e8 sostiene l'ipoteca. <\/span><span>Per questo strutturiamo ogni ipoteca dentro un'analisi previdenziale. Coordiniamo rischi personali, situazione familiare e ottimizzazione fiscale, per assicurarci che la casa resta tua qualunque cosa accada.<\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_17 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_20 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_30 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_16 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-calculator-embed assidu-calculator-embed-ipoteche\">\n  <iframe\n    src=\"https:\/\/comparatori.assidu.swiss\/ipoteche\/\"\n    title=\"Calcolatore ipoteche\"\n    loading=\"lazy\"\n    allowfullscreen\n    scrolling=\"no\">\n  <\/iframe>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_18 et_pb_section et_section_regular et_flex_section\" id=\"assicurazioni-private\">\n<div class=\"et_pb_row_21 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_31 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_7 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_32 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_17 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-cta-wrap\">\n  <a href=\"\/contatti\" class=\"assidu-cta-svg\">\n    <svg class=\"assidu-cta-svg-shape\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 398.99 82.61\" aria-hidden=\"true\" preserveAspectRatio=\"none\">\n      <path d=\"M310.06,57.61c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.4h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.41h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77V.5H.5v81.61h397.99v-24.5h-88.43Z\"\/>\n    <\/svg>\n\n    <span class=\"assidu-cta-svg-label\">Prenota il tuo check-up<\/span>\n  <\/a>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_33 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_8 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_19 et_pb_section et_section_regular et_flex_section assidu-section-spacing\" id=\"assicurazioni-private\">\n<div class=\"et_pb_row_22 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_34 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_18 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-centered-icon\">\n  <img decoding=\"async\" \n    src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_Assicurazioni-e-gestione-dei-rischi-gialla.png\" \n    alt=\"\"\n  >\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_23 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_35 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_13 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h3 class=\"p1\">Assicurazioni private<\/h3>\n<\/div><\/div>\n\n<div class=\"et_pb_text_14 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">Proteggere ci\u00f2 che conta<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_15 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p>Impostiamo le principali coperture in modo coordinato, evitando sovrapposizioni e lacune sui rischi davvero critici per reddito, famiglia e patrimonio.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_20 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_24 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_36 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_19 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><section class=\"assidu-private-insurance-tabs\">\n\n  <div class=\"assidu-private-insurance-layout\">\n\n    <div class=\"assidu-private-insurance-visual\">\n      <div class=\"assidu-private-insurance-image active\" data-content=\"mobilia\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_Assicurazioni_0005_Mobilia-domestica-e-oggetti-di-valore.jpg\" alt=\"Mobilia domestica e oggetti di valore\">\n      <\/div>\n\n      <div class=\"assidu-private-insurance-image\" data-content=\"rc-privata\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_Assicurazioni_0004_Responsabilita-civile-privata.jpg\" alt=\"Responsabilit\u00e0 civile privata\">\n      <\/div>\n\n      <div class=\"assidu-private-insurance-image\" data-content=\"stabili\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_Assicurazioni_0003_Assicurazione-stabili-.jpg\" alt=\"Assicurazione stabili\">\n      <\/div>\n\n      <div class=\"assidu-private-insurance-image\" data-content=\"auto\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_Assicurazioni_0001_assicurazioni-auto.jpg\" alt=\"Assicurazioni auto e veicoli\">\n      <\/div>\n\n      <div class=\"assidu-private-insurance-image\" data-content=\"giuridica\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_Assicurazioni_0000_protezione-giuridica.jpg\" alt=\"Protezione giuridica\">\n      <\/div>\n\n      <div class=\"assidu-private-insurance-image\" data-content=\"viaggi\">\n        <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/ASSIDU_Assicurazioni_0002_assicurazioni-viaggi.jpg\" alt=\"Assicurazioni viaggi\">\n      <\/div>\n    <\/div>\n\n    <div class=\"assidu-private-insurance-nav\">\n\n      <button class=\"assidu-private-insurance-item active\" data-tab=\"mobilia\" type=\"button\">\n  <span><strong>Mobilia domestica e oggetti di valore<\/strong> per proteggere la vostra quotidianit\u00e0<\/span>\n<\/button>\n\n<button class=\"assidu-private-insurance-item\" data-tab=\"rc-privata\" type=\"button\">\n  <span><strong>Responsabilit\u00e0 civile privata<\/strong> per tutelarvi in caso di danni involontari causati a terzi<\/span>\n<\/button>\n\n<button class=\"assidu-private-insurance-item\" data-tab=\"stabili\" type=\"button\">\n  <span><strong>Assicurazione stabili<\/strong> per proteggere il vostro immobile e preservarne il valore<\/span>\n<\/button>\n\n<button class=\"assidu-private-insurance-item\" data-tab=\"auto\" type=\"button\">\n  <span><strong>Assicurazioni auto e veicoli<\/strong> per muoverti con coperture chiare, complete e su misura<\/span>\n<\/button>\n\n<button class=\"assidu-private-insurance-item\" data-tab=\"giuridica\" type=\"button\">\n  <span><strong>Protezione giuridica<\/strong> per ricevere supporto nelle controversie della vita privata<\/span>\n<\/button>\n\n<button class=\"assidu-private-insurance-item\" data-tab=\"viaggi\" type=\"button\">\n  <span><strong>Assicurazioni viaggi<\/strong> per essere protetti anche lontano da casa<\/span>\n<\/button>\n\n    <\/div>\n\n  <\/div>\n\n<\/section><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_21 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_25 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_37 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_9 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_22 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_26 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_38 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_3_5 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_16 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h1 class=\"p1\">Il vostro check-up personale<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_text_17 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p>Il modo pi\u00f9 semplice per iniziare \u00e8 un check-up personale completo: analizziamo <strong>AVS\/AI<\/strong>, <strong>LPP<\/strong>, <strong>3\u00b0 pilastro<\/strong>, le tue <strong>coperture assicurative<\/strong> e, se presente, anche la tua <strong>ipoteca<\/strong>.<\/p>\n<p class=\"p1\">Al termine, ti restituiamo un quadro <strong>chiaro e strutturato<\/strong> della situazione, evidenziando le principali aree di miglioramento e le leve su cui intervenire per tutelare in modo coerente <strong>famiglia<\/strong>, <strong>abitazione<\/strong> e <strong>futuro finanziario<\/strong>.<\/p>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_39 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_2_5 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_image_2 et_pb_image et_pb_module et_flex_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/05\/Still-2026-05-22-212542_1.18.1-scaled.jpg\" title=\"Still 2026-05-22 212542_1.18.1\" width=\"2560\" height=\"1440\" srcset=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/05\/Still-2026-05-22-212542_1.18.1-scaled.jpg 2560w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/05\/Still-2026-05-22-212542_1.18.1-1280x720.jpg 1280w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/05\/Still-2026-05-22-212542_1.18.1-980x551.jpg 980w, https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/05\/Still-2026-05-22-212542_1.18.1-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 2560px, 100vw\" class=\"wp-image-1229\" \/><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_23 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_27 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_40 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_20 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\"\nstyle=\"\n--assidu-card-height: clamp(\n    280px,\n    calc(280px + (100vw - 981px) * 0.0669),\n    330px\n);\n--assidu-card-height-tablet: 280px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_radar.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <p>Fotografia chiara della situazione previdenziale (AVS\/AI, LPP e 3\u00b0 pilastro)<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_41 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_21 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\"\nstyle=\"\n--assidu-card-height: clamp(\n    280px,\n    calc(280px + (100vw - 981px) * 0.0669),\n    330px\n);\n--assidu-card-height-tablet: 280px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_analisi.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <p>Quantificazione delle lacune di reddito nei diversi scenari<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_42 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_8_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_22 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-private-card\"\nstyle=\"\n--assidu-card-height: clamp(\n    280px,\n    calc(280px + (100vw - 981px) * 0.0669),\n    330px\n);\n--assidu-card-height-tablet: 280px;\n\">\n  <div class=\"assidu-private-card-icon\">\n    <img decoding=\"async\" src=\"https:\/\/assidu.netmanage-dev.ch\/wp-content\/uploads\/2026\/04\/Icone_ingranaggi.png\" alt=\"Icona Assicurazioni per Privati\">\n  <\/div>\n\n  <div class=\"assidu-private-card-divider\"><\/div>\n\n  <div class=\"assidu-private-card-content\">\n    <p>Priorit\u00e0 di intervento e possibili strumenti per colmare eventuali lacune\n<\/p>\n  <\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_24 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_28 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_43 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_18 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><strong>Prenota il tuo check-up previdenziale<\/strong> e scopri come possiamo accompagnarti nelle decisioni pi\u00f9 importanti della tua vita.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_25 et_pb_section et_section_regular et_flex_section assidu-section-spacing\">\n<div class=\"et_pb_row_29 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_44 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_1_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_10 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_45 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_3_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_23 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"assidu-cta-wrap\">\n  <a href=\"\/contatti\" class=\"assidu-cta-svg\">\n    <svg class=\"assidu-cta-svg-shape\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 398.99 82.61\" aria-hidden=\"true\" preserveAspectRatio=\"none\">\n      <path d=\"M310.06,57.61c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.4h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77v-6.41h-88.43c-1.73,0-3.14-1.38-3.14-3.07s1.41-3.08,3.14-3.08l88.43-3.77V.5H.5v81.61h397.99v-24.5h-88.43Z\"\/>\n    <\/svg>\n\n    <span class=\"assidu-cta-svg-label\">Prenota il tuo check-up<\/span>\n  <\/a>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_46 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_8_24 et_flex_column_1_5_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_divider_11 et_pb_divider et_pb_space et_pb_divider_position_center et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_26 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_30 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_47 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_19 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><h2>Approfondimenti<\/h2>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_31 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_48 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_code_24 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><section \n  class=\"assidu-custom-articles\"\n  data-posts-per-page=\"8\"\n  data-category-slug=\"clientela-privata\"\n  aria-label=\"Approfondimenti\"\n>\n  <button class=\"assidu-custom-articles-arrow assidu-custom-articles-prev\" type=\"button\" aria-label=\"Articoli precedenti\">\n    \u2039\n  <\/button>\n\n  <div class=\"assidu-custom-articles-viewport\">\n    <div class=\"assidu-custom-articles-track\"><\/div>\n  <\/div>\n\n  <button class=\"assidu-custom-articles-arrow assidu-custom-articles-next\" type=\"button\" aria-label=\"Articoli successivi\">\n    \u203a\n  <\/button>\n<\/section><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-387","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/pages\/387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/comments?post=387"}],"version-history":[{"count":180,"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/pages\/387\/revisions"}],"predecessor-version":[{"id":2431,"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/pages\/387\/revisions\/2431"}],"wp:attachment":[{"href":"https:\/\/assidu.netmanage-dev.ch\/it\/wp-json\/wp\/v2\/media?parent=387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}